பொருளாதாரம் மற்றும் மேலாண்மை அறிவியல் சர்வதேச இதழ்

Mobile Money Services in Nigeria: An inquiry of existing Models

Abstract

Yakub, J.O. Bello, H.T Adenuga I.A.

This paper explores existing models of mobile money services currently experimented around the world including Nigeria: The operator-centric model, the bank-centric model, the collaborative-model, the bank-lead model, the bank-focused model and the non-bank-led model. We find that these models have their full advantages and limits. Following an extensive study of each of the models vis-à-vis their adaptabilities, this study recommends a particular model for the Nigerian economy.